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Fire & Water - Cleanup & Restoration

What Should Factor Into a Fire Damage Estimate?

5/19/2020 (Permalink)

fire damage Fire Damage to a home in Beverly Hills

An accurate estimate of the costs of cleaning and restoring damage caused by a fire is helpful when making a commercial property insurance claim. It is necessary to account for all of the following factors when calculating the total cost of fixing fire damage at a commercial building in Beverly Hills, CA.

Structural Damage

A calculation of the costs of damage caused by fire should factor in the value of a property and the estimated expense to restore or rebuild any damaged building materials or systems. This may include any of the following components:

Structural beams

The cost of replacing structural components can cause the amount of an estimate to escalate. Calculations that account for the entirety of damage are essential for settling an commercial property insurance claim in a manner that will defray the cost of cleaning and restoring a building.

Content Cleaning and Replacement

A complete cost calculation should also account for the condition of the contents of a commercial structure. A fire damage mitigation and restoration service can help business and building owners make a complete list of contents that indicates whether items are candidates for restoration or require replacement.

Secondary Damage

When making estimates, experts attempt to account for hidden damage and secondary damage, both of which can drive up expenses. The location of a recent fire may have water damage from suppression that must be extracted and dried or smoke damage that necessitates surface cleaning, air filtration and deodorization.

The extent of structural damage will determine whether a commercial fire loss is partial or total. Property insurance should cover the building, contents and any damage caused by related and unavoidable sources such as smoke, soot or water.

Experienced restoration professionals can accurately estimate the cost of cleaning, rebuilding and restoring building materials and contents at a commercial property located in Beverly Hills, CA.